Aaj ke time me global diversification karna bohot zaroori ho gaya hai. Agar aap bhi ek Indian investor hain aur duniya ki top companies (jaise Apple, Microsoft, Tesla, etc.) me invest karna chahte hain, toh ab ye kaam behad asaan ho gaya hai. Popular investment platform Groww App ke zariye ab aap asani se US Stocks me invest kar sakte hain.
Is article me hum detail me jaanenge ki Groww app par US stock account kaise activate kare, funds kaise add kare, aur iska complete process kya hai.
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| us stocks treding |
1. Groww App me US Stock Account Kaise Activate Kare?
Agar aap Groww app ke through US stock market me apni investing journey start karna chahte hain, toh in steps ko follow kare:
App Update Kare: Sabse pehle apne Groww app ko latest version me update kar lein, warna aapko ye feature show nahi hoga.
Profile Section me Jaaye: App open karne ke baad top par diye gaye apne Profile Icon par click karein.
Activate Option Choose Kare: Profile me aapko US Stock Balance ke samne Activate ka button dikhai dega, uspe click karein.
Details Fill Karein: Uske baad apni kuch pe
rsonal aur zaroori details fill karein. Process complete hone ke baad aapko screen par successful activation ka message mil jayega.
2. Funds Kaise Add Kare?
Separate Wallet: US stock market me invest karne ke liye aapko alag se paise add karne hote hain. Indian stocks aur US stocks ke wallets alag-alag hote hain, isliye dono ka balance mix nahi hota.
Minimum Amount: Aapko apni shuruat ke liye kam se kam $50 add karne pad sakte hain.
Supported Banks: Filhal aap kuch select kiye gaye banks ke through hi paise transfer kar sakte hain, jaise HDFC, Axis, ICICI, Kotak Mahindra, aur IDFC First Bank.
Currency Conversion: Aapke Indian rupees dollar me convert hote hain aur ye kaam aapka bank karta hai. Bank ke diye gaye exchange rate ke hisab se paisa 2 se 3 working days me aapke US wallet me reflect ho jata hai. Withdrawal (paisa nikalne) ki process me bhi itna hi time lagta hai.
3. US Stocks me Invest Kaise Kare?
Stock Search Kare: Groww app ke homepage par thoda niche scroll karne par Products and Tools ke andar US Stocks ka option mil jayega. Iske alawa aap search bar me bhi direct company ka naam search kar sakte hain.
Fractional Shares: Indian market ke opposite, US market me aap kisi company ka pura share kharide bina uska half ya fractional part bhi buy kar sakte hain (jaise 0.8 quantity ya $4 value ke shares). Isi wajah se aap sirf $1 se bhi apni investing start kar sakte hain.
Order Types: Aap apni convenience ke hisab se market order ya limit order set karke shares buy ya sell kar sakte hain.
4. US Stock Market ke Trading Timings
Normal Timings: Indian time ke hisab se shaam 7:00 PM se raat ke 1:30 AM tak US stock market open rehta hai.
Winter Timings: Mid-November ke baad timing change hokar raat 8:00 PM se subah 2:30 AM tak ki ho jati hai.
5. Holding, Dividend aur Taxation
Holding Partner: Groww ka US broking partner Alpa Securities hai, jo aapke US stocks ko hold aur process karta hai. Account opening aur maintenance (AMC) bilkul free hai.
Dividend: Agar aap aise US stock me invest karte hain jisme dividend milta hai, toh US government dwara 25% tax pehle hi cut karke bacha hua amount aapke US wallet me bhej diya jata hai, jise baad me aap apne bank account me transfer kar sakte hain.
Tax Rules:
Agar aap 2 saal se pehle koi bhi share sell karte hain, toh hone wala profit aapke income slab ke hisab se taxable hoga.
Agar aap 2 saal se zyada hold karte hain, toh ye LTCG (Long Term Capital Gain) ke andar aa jayega jispar flat 12.5% tax dena padega.
Conclusion
Groww App ke zariye US stock market me invest karna ab bohot hi simple aur transparent ho gaya hai. Aap minimum amount se apna global portfolio build karna start kar sakte hain. Agar aapke man me isse juda koi bhi sawal ho, toh niche comment karke zaroor puchein!